A potential $25 base reward.
A qualifying referral can receive the standard $25 CAD reward. Applying a code alone does not complete the offer.
A SMARTER START, SIMPLY
Code PGVORW$25 CAD base offerTerms checked Conditions apply
Wealthsimple
referral code.
A $25 head start.
Use Wealthsimple referral code PGVORW when you join. The standard referral offer pays $25 CAD to an eligible new client who adds at least $100 CAD in external net funding within 30 days and has a Wealthsimple Chequing account. The requirements are explained below.
YOUR REFERRAL CODE
PGVORW
- For Canadian residents
- No website fee
- Signup on Wealthsimple
- $100 CAD external net funding
Eligible new clients · $100 external funding within 30 days
Conditions apply. The referrer may also receive a bonus.
Signup opens my.wealthsimple.com. We do not collect account credentials or payments on this website.
THE OFFER, AT A GLANCEWealthsimple referral bonus
Wealthsimple referral bonus
terms at a glance
- BASE BONUS
- $25 CAD
- MIN. EXTERNAL FUNDING
- $100 CAD
- FUNDING WINDOW
- 30 days
Guide by Jason S · Terms checked . Read Wealthsimple’s current terms
WHAT’S IN IT FOR YOU?
A bonus, with the conditions in view.
Your deposit funds your account.
The $100 minimum is qualifying account funding, not a payment to this website. We do not charge for using PGVORW.
Know who benefits.
The referrer may also receive a reward. This is a referral relationship, not an exclusive discount or a promise of better account terms.
Source: Wealthsimple’s referral overview. Check Canadian eligibility and funding examples before you rely on the offer.
FROM CODE TO CONFIRMATION
How to apply your
Wealthsimple referral code.
Keep this page handy.
Finish signup on Wealthsimple.
- 01
Take your code.
Copy PGVORW, or follow the referral link to Wealthsimple’s official signup page.
- 02
Make it official.
Create your account on the official site. In the app, use the gift icon and Invite friends to check your referral.
How to confirm - 03
Meet the requirements.
Add at least $100 in qualifying external funding within the 30-day window. Review the complete account requirements below.
See the checklist
LESS GUESSWORK. MORE CLARITY.
Wealthsimple referral
requirements
A referral code is just the beginning. Here’s the short version of the requirements.
See the full official termsCheck your eligibility.
Canadian residents of their province’s or territory’s age of majority, meeting Wealthsimple’s new-client requirements.
Fund from outside Wealthsimple.
At least $100 CAD in qualifying net deposits during your funding window. Internal transfers and Wealthsimple bonuses do not count.
Have an eligible chequing account.
The base bonus is paid to an eligible Wealthsimple Chequing account where you are the primary owner. Account-standing requirements apply.
Remember the bonus hold.
The bonus must stay in your Wealthsimple account for 180 days, or Wealthsimple may recover it.
The referrer must qualify too.
The person referring you also needs $100 CAD in qualifying net deposits when you fund, and accounts in good standing. A link alone does not confirm these checks.
CANADA & YOUR ELIGIBILITY
Does your city change
the referral offer?
The reviewed standard offer does not specify separate bonus amounts for individual cities. Where you live does matter for eligibility: you must meet the Canadian residency rules and the age of majority in your province or territory.
Toronto: age 18.
An applicant living in Toronto reaches Ontario’s minimum age at 18. Residency, account history and the referral funding requirements still need to be checked.
Vancouver: age 19.
British Columbia’s minimum age is 19. A Vancouver applicant who is 18 does not meet that age requirement, even though the Ontario minimum is 18.
Halifax: age 19.
Nova Scotia also uses age 19. Turning 19 completes the age check; the other account and promotion requirements still apply.
These are location examples, not city-only promotions. See the full province and territory checklist. Sources: official account eligibility, provincial account ages and referral terms.
New to Canada on a study or work permit? The newcomer guide covers the SIN that starts with 9, identity checks without a credit file and when TFSA room begins.
CHOOSE THE RIGHT ROUTE
Referral link or code?
Here’s the difference.
Start with the method.
Then check the offer.
| Option | What it means | What to check |
|---|---|---|
| Referral signup link | Opens Wealthsimple with PGVORW in the referral-code parameter. | Confirm the referral in your account after signing up. |
| Manual referral code | You enter PGVORW in the available referral field. | Check the entry window and whether another referrer is already linked. |
| A separate promotion | A different campaign may have its own registration, deadline or reward. | Read that campaign’s terms; combining offers is not automatic. |
A different route does not make this code an exclusive or bigger offer. Read the referral-code and promo-code comparison.
Referral, invite or promo code: which one do you need?
A referral code identifies the client who invited you. For the standard referral, an invite code usually means the same thing; the code shared here is PGVORW. A referral link carries that code to signup so you can confirm the attribution in your account.
A promo code can belong to a separate campaign with its own eligibility and registration steps. Do not assume a referral code enters that campaign or that the rewards combine. Check the terminology and offer-stacking examples.
Comparing brokers rather than codes? The five-broker comparison puts Wealthsimple, Questrade, Webull Canada, Moomoo Canada and TD Direct Investing in the same tables, and the 2026 promotions guide lists which current offers can sit alongside the $25 referral.
OUR EDITORIAL REVIEW
Is the Wealthsimple referral bonus worth it?
Our assessment
Our assessment: the referral is a potential extra if the account already suits your needs. Compare the account’s features, fees and restrictions before choosing it for a $25 reward.
A clear base offer.
The official standard offer lists $25 CAD for a qualifying referral. This guide shares PGVORW and links directly to Wealthsimple’s signup page. There is no fee paid to this website to use the code.
Funding and account checks.
Qualifying external funding, the referral window, an eligible Chequing payout account and retaining the reward all matter. Read the requirements checklist before starting.
Check your own referral.
A review cannot confirm your account’s eligibility or a referrer’s private account standing. Use the official referral confirmation steps to see which referral is linked.
Editorial assessment by Jason S, based on the official terms checked . The referrer may benefit if you qualify. This section contains no customer testimonials or star ratings. Read our editorial approach.
HELPFUL READING
A clear answer.
For your next question.
Written for the step
you’re actually on.
CANADA & FUNDING
Do I qualify, and what funding counts?
Province-by-province ages, newcomer requirements, and practical deposit examples.
Read the guideHOW TO APPLY
How to apply a Wealthsimple referral code
A practical signup walkthrough, plus what to check if you already opened an account.
Read the guideUNDERSTAND THE OPTIONS
Referral code vs. promo code: what’s different?
Compare referral links, invite codes and separate offers without mixing up the conditions.
Read the guideTROUBLESHOOTING
Referral bonus not showing? Start here.
Work through your referral status, funding record and payout details in a sensible order.
Read the guideFrequently asked questions (FAQs)
Before you make
your first move.
Clear answers.
No fine-print treasure hunt.
What is the Wealthsimple referral code?
The Wealthsimple referral code shared on this site is PGVORW. Enter it during signup at my.wealthsimple.com, or use the referral link, which fills it in for you. Under the standard 2026 terms, an eligible new client who adds at least $100 CAD in external net funding within 30 days and holds a Wealthsimple Chequing account can receive $25 CAD. The referrer may also receive a reward.
Where do I enter my referral code?
Use the referral link when joining. In the app, the gift icon leads to Invite friends → Enter referral code, when that option is available. Check Wealthsimple’s instructions.
Already signed up? Can I still add a code?
Wealthsimple normally allows code entry up to seven days after first funding. If you missed PGVORW and no referrer is linked, its help page directs you to support for manual referral establishment after that window. Beyond 30 days since funding without a referral, it cannot guarantee application. Use our support-message template with your real signup and first-funding dates.
Can I ask for a review if support does not add my code?
Yes. Ask official support for the reason, a case number and whether further review or a supervisor review is available. Keep follow-ups in the same case. A friend’s successful request does not guarantee approval for your account, and escalating does not override the terms. See the follow-up steps and official complaint route.
When will the $25 bonus arrive?
The official terms specify payment within 24 hours after qualifying referral funding is completed and processed, provided all requirements are met. Check your Rewards Centre for account-specific progress.
Does using this code cost anything extra?
This website does not charge you to use the code. Wealthsimple’s account and service fees are separate; review those before choosing an account.
Is Wealth Referral Hub part of Wealthsimple?
No. This is an independent referral guide. The referrer may receive a reward if your referral qualifies. Wealthsimple provides the account, decides eligibility, and pays any eligible reward.
Is an invite code different from a referral code?
For a standard Wealthsimple referral, “invite code” usually means the referral code shared by an existing client. The code on this site is PGVORW. A separate campaign or invitation can have different conditions; a different label does not create an extra reward. See invite codes and separate offers explained.
Can I combine the referral bonus with another offer?
Check the conditions of both promotions. The base referral terms allow combinations unless another offer says otherwise; a separate campaign may require its own registration. See what to compare.
Can I use this code if I’m already a Wealthsimple client?
Do not assume an existing account qualifies as a new referral. Your signup and funding history matter. Use the official terms and contact Wealthsimple for an account-specific eligibility answer.
What if my referral bonus is missing?
Start by checking that a referrer is linked, then check your qualifying funding and the account receiving the bonus. Our missing-bonus checklist explains what to gather before asking Wealthsimple for help.
Do I need to deposit $1 or $100?
The current standard base referral requires at least $100 CAD in qualifying external net funding. A $1 claim may refer to an older or different promotion. See the funding examples and source.
Can a newcomer to Canada open an account?
Wealthsimple’s account guidance includes people living in Canada with a valid Canadian visa, alongside its age, SIN, phone and identity requirements. Referral eligibility is a separate check. Read the Canadian checklist. Study and work permit holders who live in Canada can meet the published conditions; the newcomer and student guide covers the SIN that starts with 9 and identity checks without a credit file.
Can I refer my spouse or a family member?
The standard terms do not state a blanket spouse or family ban. Each person still needs to qualify; mutual cross-referrals and primary-holder rules are different checks. Read the family and joint-account examples.
Why does a TFSA referral need a Chequing account?
Qualifying funding and the reward destination are separate requirements. Current base rewards are paid to eligible primary-owner Chequing accounts, even when qualifying funding went to another eligible account. See the payout checklist.
Can I withdraw the deposit or referral reward?
Check net qualifying funding, available cash and retaining the reward separately. The standard 180-day hold concerns the bonus; other account and promotion conditions can still restrict a withdrawal. Read the withdrawal examples.
Is a household promotion automatically included with this code?
No automatic extra offer is claimed here. A separate invitation-only household promotion had September 14–28, 2026 participation dates, which have passed. Check current official terms rather than relying on an older discussion. See the dated household-offer explanation.
Is the $25 referral bonus taxable?
Wealthsimple’s terms say bonuses of this nature have tax implications in most instances and that no tax slip is issued for a bonus paid to a non-registered account. The CRA expects taxable income to be reported with or without a slip. Read what the terms and the CRA say, then confirm with a tax professional.
YOUR NEXT CHAPTER
Start with a little extra.
Keep PGVORW handy. Open the official signup page, confirm the linked referral and follow the qualifying steps. A little preparation makes the next step clearer.
Get started on Wealthsimple
$25 base bonus. Eligibility and official terms apply.
